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05/11/2021 AFFORDABLE HOUSING Minutes
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05/11/2021 AFFORDABLE HOUSING Minutes
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8/25/2021 5:01:06 PM
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8/25/2021 12:01:39 PM
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Mashpee_Meeting Documents
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AFFORDABLE HOUSING
Meeting Document Type
Minutes
Meeting Date
05/11/2021
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0.. . <br /> Housing <br /> Affordability Gap •_• y t i <br /> Barnstable County Peak Cumulative Gap by Town <br /> Instructions 2i1t 2CI T choose ownero,Rentor <br /> Select tnwn(s)below to filter 0— <br /> data,or use the panel on the 2W C:j Rotor <br /> right to moose o'nncr/renter• chooso Year <br /> rid s wesiogi:). fAm <br /> z:o <br /> Hold CTRL for multiple towns; U 2015 <br /> '.. reclick towns to reset view, t].25 <br /> M Choose Your Sub,eglohi r, <br /> ICJ IAuI <br /> []BOYM CeW ', <br /> 2ixt <br /> tE0 Clwoso Your To (.l <br /> 1tia Legend <br /> "0 <br /> 120 <br /> 1G0 <br /> e) <br /> Total Affordability Gap by <br /> Income Level <br /> 2015 2025 z0 C kk No and Arrow <br /> Belovr to Roset. <br /> 50%MHI t28 130 Sowce!EPR 2017 <br /> 80%MHI 228 250 0 <br /> 100%MHI 210 213 <br /> 120%MHI 127 222 <br /> What's Affordable? <br /> The affordability gap is an indication of housing stress.It represents the number of existing households spending <br /> 30%or more of monthly income on housing,and are therefore expected to be home cost burdened. <br /> From the 2015 baseline year,the study shows the greatest housing stress Is felt by those earning 80%or less than <br /> Barnstable County's median Income.In 10 years,the effect on the lower end of earners increases and deserves <br /> continued attention.More striking,however,Is how housing stress climbs through higher tiers of income.By 2025, <br /> the greatest increase In burdened households are with those eaming 100%to 120%of the projected median <br /> income. <br /> 6. Peak cumulative gap by Town (Mashpee renters) <br /> • Rental picture has fewer numbers, but that does not reflect need. The <br /> need is most pressing for people in the lower income category. <br /> • The biggest discrepancy between affordability and housing market value was with the <br /> 80% average median income group in 2015, and that continues to peak in 2025 <br /> projected. <br /> • Ms. Baker noted the category with the biggest jump into the problem zone is the 120% <br /> group. There is an appreciation of prices because of what second home buyers are <br /> willing to pay. Bylaws will need to change to expand on preexisting properties to allow <br /> for rentals without all these restrictions or multi-generational families and different types <br /> of housing. See different housing models than a typical 4-bedroom single family, <br /> regardless of family size. <br /> 12 <br />
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