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right to cure as provided in G.L. c. 244, §35A(g) and (c) prior to the scheduled mediation conference,the (h). The municipality shall refer the matter for medi- mortgagor/homeowner shall be assigned a ation to an approved Mediation Program Manager municipality-approved loan counselor. if the who shall have the responsibility of assigning a medi- mortgagor/homeowner is already working with ator and scheduling the parties to immediately com- a municipality-approved loan counselor, no mence mediation pursuant to this Act. The mediation assignment is necessary. However, such loan shall proceed with the parties' good faith effort to counselor shall work with the mortgagor/home• negotiate and agree upon a commercially reasonable owner during the mediation process in accor. alternative to foreclosure as defined in G.L. c. 244, dance with the provisions of this Act. §35A(c). The mediation conference shall continue without delay until completion, but shall in no way (d) the mortgagor/homeowner shall cooperate in all constitute an extension of the foreclosure process,nor respects with the requirements of Mediation an extension of the mortgagor/homeowner's right to Program Manager, providing all necessary cure period.Notwithstanding the limitation in the pre- financial and employment information. The vious sentence, the mediation conference may be mortgagor/homeowner shall complete any and extended by mutual agreement of the parties which the all loan resolution proposals and applications as mediator shall document. appropriate. The mortgagor/homeowner must provide evidence of current income. The credi. Section 8. The mediation program established by this for/mortgagee's representative must bring and Act shall include, and be limited to, the following make available, the mortgage, a certified copy steps: of the promissory note in its then-current condi. tion evidencing the debt, all assignments of the (a) the parties shall participate in a mandatory mortgage loan whether recorded or unrecorded, loan/mortgage mediation conference at a loca- as well as a detailed accounting of the outstand- tion mutually convenient to the parties. All par- ing balance on the mortgage loan including all ties present at said mediation conference must lawful costs and fees assessed to the mort- have authority to enter into any agreements gagor/homeowner's account as of the date of renegotiating the mortgage that is the subject of the scheduled mediation. the foreclosure, or to otherwise resolve the pending foreclosure. (e) if after two (2) attempts by the mediation pro- gram manager to contact the mortgagor/home- (b) said mediation conference shall be scheduled at owner as required by this section, the mori- a time and place to be determined by the gagor/homeowner fails to respond to the Mediation Program Manager, but not later that Mediation Program Manager's request to forty-five (45) days following the appear for the mediation conference, or the mortgagor/homeowner's receipt of his or her mortgagor/homeowner fails to cooperate in any statutory notice of right to cure under G.L. c. respect with the requirements outlined in this 244, §35A (g) and (h). The parties will be Act, the requirements of the Act shall be noticed under the mediation program by certi- deemed to be satisfied upon verification by the fied and first class mail at the parties' last municipality-approved Mediation Program known address(es).if any,or if none,then to the Manager that the required notice was sent;and address to which the tax collector last sent the if so, a certificate shall be issued immediately tax bill for mortgaged premises. The notice by the Mediation Program Manager certifying shall contain the following declaration on the that the creditor/mortgagee has satisfied the first page in Spanish, in any other language mediation requirements of this Act. which the lender knows is the debtor's pri- mary language, and any other language (f) the mediator shall determine whether the parties deemed appropriate by the Mediation have engaged in a good faith effort at the medi- Program Manager: "This is an important ation conference. notice concerning your right to live in your home. Have it translated at once:' 70