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INDIVIDUAL SPENDING PLAN—MONTHLY BUDGET(Please Complete in Pencil) <br /> Name: Gross Monthly Income: $ 2584 <br /> Occupation: Cosmetologist Monthly Deductions: <br /> Federal Tax(28%) $ 724 <br /> State Tax ff%) $ 130 <br /> Gross Annual Salary: $31000 Net Monthly Income: $ 1730 <br /> Potential Earnings for Advanced Degrees or Other Net Monthly Income: $ <br /> Certifications$ <br /> (not to be included in earnings) <br /> Total Net Monthly Income: $ <br /> BOOTHS PAYMENT CHOICES: To be completed by Credit <br /> Counselors <br /> Vendor Booth Expense Item Cash Credit Card Savings SAVINGS <br /> Initials (Expense Category) Expenses Purchases +/- SUMMARY. <br /> CLOTHING Clothing Purchases $ Starting <br /> Laundry/Dry Cleaning $ Balance: $3000 <br /> CREDIT&LENDING Auto Loan Payment $ <br /> A v'd7 Y / N <br /> Loansnt +�s': ;.'a Deposits: + <br /> EDUCATION/TRAINING Cote Ed.Courses $ Sub Total $ <br /> — <br /> NUTRITION Groceries $ W/D's:Endin <br /> Dining Out $ <br /> Balance $ <br /> HEALTH Health Insurance $ <br /> Health Club $ CREDIT CARD <br /> Cell Phone Service $ SUMMARY <br /> Haucut/Nails $ <br /> PERSONAL LUXURYPocke[Money $ Amt.Used: $700 <br /> (Fun,Fun,Fun!) Cr.Purchases + <br /> Subscription/Dues $ Total Cr._ $ <br /> Miscellaneous(Gifts,CD's, $ <br /> Entertainment) Interest Factor (2.08%month) <br /> Vacations $ Interest $ <br /> FURNITURE ffe aad Usem Deposit (OTE) $ <br /> Monthly Payment $ Principle <br /> Rent $ ?- a Payment <br /> HOUSING $ <br /> Heat&Electricity $ (3%) _ <br /> r2" <br /> Cable TV/Internet - Total Mthy <br /> INSURANCE Auto Insurance $ Payment= $ <br /> Apartment Insurance $ <br /> Savings Account(Deposit) $ v:..;`•` n sr,: . <br /> SAVINGS/RETIREMENT Mutual Funds $ x• " "x� BUUG ET SUMMARY <br /> Retirement(IRA) $ <br /> Lease Payment/Down Pym[ $ INC $ <br /> Public Transportation $ EXP — <br /> TRANSPORTATION t (Cash) <br /> Maint/Excise Tax $ SUB _$ <br /> Gasoline $ <br /> REALITY CHECK $ CR <br /> COMMUNITY SERVICE Money or Time Donation $ (Monthly PayFrom above) <br /> CREDIT COUNSELING BAL=$ <br /> JOB SEARCH SKILLS <br /> SUBTOTALS Transfer to Useamounts Transfer to CREDIT COUNSELOR'S <br /> EXP CR calcu.latelao, INITIALS: <br /> PURCHASES Savings <br /> Carry to St1M�lA RV' Summary— <br /> Ending Balance <br />